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No Collateral Confusion. No Paperwork Hassles. Just the Right Education Loans.
- Powered by Trans Globe's global education expertise.

Connect with 20+ Leading Banks & Financial Institutions. Get Expert Guidance on Overseas Education Loans & Apply with Confidence.

98.7%

Visa success rate

32+

Years of experience

70,250+

Students placed worldwide

Services

Providing The Best Options, For Your Future

Planning to study abroad? Get clear guidance on loan options, eligibility, documents, and the end-to-end process, so your funding is ready when your offer letter arrives.

Explore Destinations

Private Banks

Faster processing and digital tracking, ideal for students who need quick approvals and smooth disbursals.

NBFCs

Useful when you need flexible eligibility, co-applicant options, or higher-ticket loans (approval terms vary by lender).

International Lenders

Great for certain countries/programs where funding can be based on your course, university, and future earning potential.

Nationalised Banks

Often preferred for structured schemes and wider acceptance; ideal if you’re planning a stable, long-term repayment journey.

Education Loan

Trans Globe EduLoan
Requirements

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What is Credit / CIBIL Score?
A CIBIL Score is a 3-digit summary of credit history and typically ranges from 300 to 900; 700+ is generally considered good. If you don’t have credit history, banks may still evaluate your case based on co-applicant strength and overall profile (bank policy varies).
Documents Checklist related to the University
  • • Offer/Admission letter + fee structure
  • • Course details + university invoice / cost estimate
  • • Scholarship letters (if any)
  • Student’s Documents’ Checklist
  • • KYC, academic records, exam scores
  • • Passport (mandatory for abroad studies in the model scheme)
  • Parent’s / Sponsor’s Documents Checklist
  • • KYC + income proof + bank statements
  • • Existing loan details (if applicable)
  • Collateral Security Documents
    Collateral rules depend on loan amount and lender policy. Under India’s Model Education Loan Scheme, loans up to ₹7.5L can be without tangible collateral (with parents/guardians as joint borrowers), while above ₹7.5L may require tangible collateral.
    Loan Process

    Our Education Loan Advisors help you shortlist the right financial institution and complete the process smoothly.

    01

    Approach Us (In-person or Online)

    Share your destination, intake, course, budget, co-applicant details, and collateral preference.

    02

    Create Your Profile & Check Eligibility

    We map your profile to the best-fit lender category (bank/ NBFC/ international) and loan structure.

    03

    Documentation & Application

    We help you build a clean file with correct forms, financials, and supporting proof.

    04

    Loan Sanction & Disbursal

    After sanction, disbursals are typically done in stages, aligned to university fee deadlines.

    Our Banking Partners

    State Bank of India
    Bank of Baroda
    Bank of India
    Union Bank of India
    Punjab National Bank
    ICICI Bank
    IDFC First Bank
    Axis Bank
    Yes Bank
    Credila Financial Services
    Avanse Financial Services
    Central Bank of India

    Loan Factors

    Factors to Look At
    01

    Study Level & Program

    02

    Rate of Interest

    03

    Margin Money

    04

    Expenses Considered / Covered

    Start here

    Your Journey Starts With One Conversation

    You do not need to have everything figured out before you speak to us. Most of our students come to us with a vague idea and a lot of questions. That is fine. It is exactly what we are here for.

    We'll listen to where you are, tell you honestly what your options look like, and help you take the next step. Over 70,250 students have started exactly where you are right now.

    Or call us at +91 90993 63309 — we are happy to talk

    Book My Free Counselling Session

    Questions, answered

    Frequently Asked Questions About Studying Abroad

    What does a study abroad consultant actually do?
    A study abroad consultant helps you navigate the entire process of applying to international universities. This includes choosing the right country and course for your goals, shortlisting universities that match your academic profile and budget, helping you write your application, securing scholarships, processing your student visa, and preparing you for life abroad. At Trans Globe, this support is free for students, we are compensated by our university partners, not by you.
    How long does the application process take?
    For most countries, you should start preparing 12 to 18 months before your intended start date. This gives you time for English language tests like IELTS, other entrance exams like GRE or GMAT if required, university applications, and the visa process. Some students do it faster, but starting early gives you the best chance of getting into your first-choice university and accessing scholarships.
    Can I get a scholarship to study abroad from India?
    Yes, and more Indian students qualify than they realise. Scholarships are available from universities, governments, and private organisations for academic merit, specific fields of study, financial need, and many other criteria. Every year, 2,000+ Trans Globe students receive scholarships. Our counsellors identify every scholarship you are eligible for and help you apply for them as part of our standard service.
    What is the visa success rate at Trans Globe?
    Our visa success rate is 98.7%, which is one of the highest in the study abroad consulting industry in India. This is the result of 34 years of experience preparing applications for students going to 10+ countries. We know exactly what each country's visa officers are looking for, and we make sure every application is complete, consistent, and well-prepared before it is submitted.
    Does Trans Globe have offices near me?
    Trans Globe has 16 offices across India, in Rajkot, Ahmedabad, Surat, Anand, Gandhinagar, Vadodara, Jaipur, Delhi, Chandigarh, Pune, Indore, Jamnagar, Morbi, and Kochi. We also have an international office in Kathmandu, Nepal. If you are not near an office, we offer online counselling sessions that are just as thorough as in-person meetings.

    Student stories

    70,250+ Students. Thousands of Stories. Here Are a Few.

    Every student who walks into a Trans Globe office has a different goal. Some want a specific university. Some are not sure yet. Some are worried about the cost, the visa, or whether they are good enough. What they all have in common is that they got there. Here is what some of them have to say.

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